Not just what you have but what's changing, what's coming, what it means, and what to do next.
Everything you have. Finally makes sense.
Clarity creates a different relationship with your money — one grounded in control and confidence.
But that doesn't always tell you where you actually stand.
And finally, usable.
Connected
It connects what you have, how it’s moving, and what’s driving the changes.
Clear
Now you can understand your financial position clearly and know what steps to take next.
Tailored
Built around your actual financial picture not a generic dashboard
Understanding
Not just tracking what happened — understanding what’s driving it.
what's actually growing your wealth
what's costing you
what's changing - and why
what to do next
Knoware makes sense of it all in one place.
Others
More charts
More numbers
More noise
Chatbot support
Knoware
Clear explanations
Meaningful insights
A system that fits how you think
Real human support when you need it
Clarity the moment you open it.
Start with a clear view of your financial position —
and what needs your attention right now.
Knoware brings what matters into clear view immediately.
You don’t have to go looking for answers.
You see them right away.
You don’t have to figure it out.
You can see it immediately.
Net Worth
$ 1,346,824.90 USD
Cash Accounts — $ 34,548.05 USD
Chase
CPC CHECKING
$ 13,504.36 USD
Scotiabank
Private Banking
C$ 10,106.04 CAD
Scotiabank
USD Savings
$ 10,937.65 USD
Insights
You've saved 10% of your income this month!
Your savings are up 10% compared to last month. This was largely driven by a 20% reducing in dining out and a 5% reduction on gas. Keep it up!
This Month
Dining Out
Investments
30d (Mar 6 → Today)
C$ 843,219.84 CAD
Since Mar 11
C$ -13,192.68 CAD
-1.54%
Since Yesterday
C$ 24,941.60 CAD
3.05%
Upcoming Payments – next 14 days
Due Soon
8
out • C$ 64,107 CAD
0
in • C$ 0.00 CAD
Cash Impact
C$ -64,107 CAD
Over the next 14 days
Risk Check
1 projected to fall below $0
Chase −$ 19,700 USD on Apr 11
Accounts
Available Cash
C$ 44,027 CAD
Across 3 accounts
Last Updated
5
hours ago
All synced
Reauthentication Required
9 disconnected
Accounts need reauthentication
Budget
Current Spend
C$ -8,890.40 CAD
Total Budgeted
C$ -178,712.23 CAD
Remaining
C$ -169,821.83 CAD
5% spent
95% remaining
This Month’s Budget
Getting started
Building your baseline
Most Pressured Category
No categories at risk
All spending within targets
Budget Runway
Not enough data
Need more transactions to project
Transactions
This Month’s Spending
C$ 8,890 CAD
↓ 90% vs usual
Biggest Driver
Normal patterns
No unusual spending detected
Spending Pace
No clear pattern
Need more transactions
Daily Brief
Good morning
Here's what changed since yesterday.
Today: C$ 386,470 CAD
available
↑ C$ 281,081 CAD
What Changed
•
American Express Payment
•
Ferrari Financial Loan
•
Draft Purchase
•
Spending 25% higher
Cash Flow Check
•
On track to end the week with C$ 386,470 CAD
Subscriptions
•
AT&T renews Apr 10 (C$ 58.37 CAD)
•
Depositphotos renews Apr 12 (C$ 40.45 CAD)
Net Worth & Investments
•
Net worth ↑ C$ 5.49M CAD (+38.8%)
•
Investments ↓ 5.1%
Currency Impact
Have a great day!
Not just what changed but what's driving it.
See what's actually driving movement in your finances.
We break down:
why your net worth changed
what's contributing to it
what actually matters
So you're not left wondering if something's wrong - or what to do next.
Your net worth, over time
Total Net Worth
$ 1,346,824.90 USD
What changed
1519d (Feb 2, 2022 → Today)
$ -2,080,175.10 USD
-60.7%
Investments
$ 843,219.44 USD
How your portfolio is performing
Performance
+0.89%
$ 33,411.19 USD
Excludes deposits and withdrawals.
Contributions
$ -316.85 USD
Assets
$ 1,999,552.11 USD
How your assets are distributed
My Home
Real Estate
$ 902,200.00 USD
ScotiaMcLeod-Cash
Investments
$ 633,291.07 USD
ScotiaMcLeod-Cash
Investments
$ 209,928.37 USD
and 8 more items
Debts
$ 652,727.21 USD
How your debts are distributed
MORTGAGE LOAN
Long-Term Liabilities
$ 610,149.35 USD
My Car Loan
Long-Term Liabilities
$ 25,069.60 USD
ScotiaLine Line of Credit
Short-Term Liabilities
$ 11,924.15 USD
and 4 more items
Financial Health
Risk, leverage, and resilience at a glance
Low liquidity runway
Your entire financial picture connected.
Most tools show your finances in pieces.
Accounts.
Investments.
Debt.
Separate.
Knoware brings everything together so you can see how it all connects.
Everything you have, in one place
Total Net Worth
$ 1,346,824.90 USD
Cash Accounts
$ 44,043.67
CPC CHECKING
CPC CHECKING
$ 18,750.75
Private Banking
Private Banking
$ 10,106.04
USD Savings
USD Savings
$ 15,186.88
Credit Accounts
$ 5,584.11
CREDIT CARD
CREDIT CARD
$ 0.00
Platinum Card®
Platinum Card®
$ 2,914.86
Scotia Momentum VISA Infinite
Scotia Momentum VISA Infinite
$ 2,669.25
Investment Accounts
$ 843,219.44
ScotiaMcLeod-Cash
ScotiaMcLeod-Cash
$ 633,291.07
ScotiaMcLeod-Cash
ScotiaMcLeod-Cash
$ 209,928.37
ScotiaMcLeod-Cash
ScotiaMcLeod-Cash
$ 0.00
ScotiaMcLeod-RRSP
ScotiaMcLeod-RRSP
$ 0.00
ScotiaMcLeod-TFSA
ScotiaMcLeod-TFSA
$ 0.00
Loan Accounts
$ 635,218.95
MORTGAGE LOAN
MORTGAGE LOAN
$ 610,149.35
My Car Loan
My Car Loan
$ 25,069.60
Assets
$ 1,112,289.00
My Car
Vehicle
$ 138,849.00
My Home
Primary Residence
$ 902,200.00
My Truck
Vehicle
$ 71,240.00
Loans & Debts
$ 11,924.15
ScotiaLine Line of Credit
Personal Loan
$ 11,924.15
ScotiaLine Line of Credit
Personal Loan
$ 0.00
It breaks down what's actually driving your financial movement.
You're not digging through reports to figure it out
It's already clear when you open it.
Everything you'd expect from a financial tool
Without having to figure it out yourself.
You stop second-guessing where you stand.
You stop wondering if you're missing something.
And you can start asking better questions:
Are your assets actually working for you or just sitting there?
What role is your debt really playing in your financial picture?
What's actually driving the changes you're seeing?
Instead of guessing, you can see:
what's working
what needs attention
where you're heading
Your finances stop feeling like something you manage and start feeling like something you understand.
It’s your home, your investments, your progress -
everything you’ve built, and where it’s leading.
It’s not something you check.
It becomes how you see your financial life.
Create your profile. Build your avatar.
Add your assets. Upload photos.
See everything come together.
It's not just something you use.
It's something that feels like yours.
No chatbots.
No ticket queues.
No help articles that don’t help.
When you need help, you talk to a real person — someone who understands the product and actually cares.
Concierge support included
It's a white-glove experience.
Because your finances deserve more than a bot.
The market is full of apps that look good in a screenshot and fall apart the moment you use them.
Knoware wasn’t generated from a template or stitched together from trends.
It was built from firsthand experience —
and designed with intention in how information is structured,
interpreted, and experienced.
Because when it comes to your finances,
clarity isn’t something you leave to chance.
1
Connect your accounts
Link your banks, cards, and investments in seconds.
2
Knoware organizes everything
Accounts, assets, debts — organized and ready before you are.
3
Know your worth
See everything clearly. Understand what matters.
Set up takes minutes. Clarity stays with you. And so do we.