Knowyourworth.

Not just what you have — but what’s changing, what’s coming, what it means, and what to do next.

Everything you have. Finally makes sense.

Assets

What's growing your net worth

Total Assets

$ 1,999,552.11 USD

Asset Performance

1519d window (Feb 2, 2022 → Yesterday)

Capital Efficiency

Strong

Capital Compounding.

Growth vs Borrowing Cost

Ahead

Growth beats borrowing cost.

Top growth

$ 6,331,931.27 USD

Which assets grew the most in the selected window

No growth data available

Assets

$ 1,999,552.11 USD

How your assets are distributed

My Home

Real Estate

45.1%

$ 902,200.00 USD

ScotiaMcLeod-Cash

Investments

31.7%

$ 633,291.07 USD

ScotiaMcLeod-Cash

Investments

10.5%

$ 209,928.37 USD

and 8 more items

Cash Accounts

$ 44,043.67

    CC

    CPC CHECKING

    CPC CHECKING

    $ 18,750.75

    PB

    Private Banking

    Private Banking

    $ 10,106.04

    US

    USD Savings

    USD Savings

    $ 15,186.88

Investment Accounts

$ 843,219.44

    SC

    ScotiaMcLeod-Cash

    ScotiaMcLeod-Cash

    $ 633,291.07

    SC

    ScotiaMcLeod-Cash

    ScotiaMcLeod-Cash

    $ 209,928.37

    SC

    ScotiaMcLeod-Cash

    ScotiaMcLeod-Cash

    $ 0.00

    SC

    ScotiaMcLeod-RRSP

    ScotiaMcLeod-RRSP

    $ 0.00

    SC

    ScotiaMcLeod-TFSA

    ScotiaMcLeod-TFSA

    $ 0.00

Assets

$ 1,112,289.00

    MC

    My Car

    Vehicle

    $ 138,849.00

    MH

    My Home

    Primary Residence

    $ 902,200.00

    MT

    My Truck

    Vehicle

    $ 71,240.00

Good morning,

Alex

Net Worth

$ 1,346,824.90 USD


Cash Accounts $ 34,548.05 USD

CH

Chase

CPC CHECKING

$ 13,504.36 USD

SC

Scotiabank

Private Banking

C$ 10,106.04 CAD

SC

Scotiabank

USD Savings

$ 10,937.65 USD

Insights

You've saved 10% of your income this month!

Your savings are up 10% compared to last month. This was largely driven by a 20% reducing in dining out and a 5% reduction on gas. Keep it up!

This Month

Dining Out

Investments

30d (Mar 3 → Today)

C$ 843,219.84 CAD

Since Mar 8

C$ -13,192.68 CAD

-1.54%

Since Yesterday

C$ 24,941.60 CAD

3.05%

Upcoming Payments – next 14 days

Due Soon

8

out • C$ 64,107 CAD

0

in • C$ 0.00 CAD

Cash Impact

C$ -64,107 CAD

Over the next 14 days

Risk Check

1 projected to fall below $0

Chase −$ 19,700 USD on Apr 11

Accounts

Available Cash

C$ 44,027 CAD

Across 3 accounts

Last Updated

5

hours ago

All synced

Reauthentication Required

9 disconnected

Accounts need reauthentication

Budget

Current Spend

C$ -8,890.40 CAD

Total Budgeted

C$ -178,712.23 CAD

Remaining

C$ -169,821.83 CAD

5% spent

95% remaining

This Month’s Budget

Getting started

Building your baseline

Most Pressured Category

No categories at risk

All spending within targets

Budget Runway

Not enough data

Need more transactions to project

Transactions

This Month’s Spending

C$ 8,890 CAD

↓ 90% vs usual

Biggest Driver

Normal patterns

No unusual spending detected

Spending Pace

No clear pattern

Need more transactions

Debts

What you owe and what it costs

Total Debt

$ 652,727.21 USD

Debt impact

1519d window (Feb 2, 2022 → Yesterday)

Helping Your Wealth

Net worth rose while your debt increased over this period.

Borrowing costs

What your debt costs you

Blended APR

6.11%

Weighted average of known rates

100% coverage

APR Coverage

100%

Portion of your debt with known rates

Higher coverage = more accurate projections

Monthly interest cost

$ 9,295.37 USD

/mo

Interest only — excludes principal payments

Interest drag 12m

$ 111,544.44 USD

Projected interest cost over the next 12 months

Based on known rates

Monthly debt

$ 9,295.37 USD

Which debts cost you the most each month

ScotiaLine Line of Credit

Short-Term Liabilities

47.6%

C$ 4,422.02 CAD

MORTGAGE LOAN

Long-Term Liabilities

32.8%

C$ 3,045.66 CAD

My Car Loan

Long-Term Liabilities

19.1%

C$ 1,773.67 CAD

and 1 more item

Debts

$ 652,727.21 USD

How your debts are distributed

MORTGAGE LOAN

Long-Term Liabilities

93.5%

$ 610,149.35 USD

My Car Loan

Long-Term Liabilities

3.8%

$ 25,069.60 USD

ScotiaLine Line of Credit

Short-Term Liabilities

1.8%

$ 11,924.15 USD

and 4 more items

Credit Accounts

$ 5,584.11

    CC

    CREDIT CARD

    CREDIT CARD

    $ 0.00

    PC

    Platinum Card®

    Platinum Card®

    $ 2,914.86

    SM

    Scotia Momentum VISA Infinite

    Scotia Momentum VISA Infinite

    $ 2,669.25

Loan Accounts

$ 635,218.95

    ML

    MORTGAGE LOAN

    MORTGAGE LOAN

    $ 610,149.35

    MC

    My Car Loan

    My Car Loan

    $ 25,069.60

Loans & Debts

$ 11,924.15

    SL

    ScotiaLine Line of Credit

    Personal Loan

    $ 11,924.15

    SL

    ScotiaLine Line of Credit

    Personal Loan

    $ 0.00

Clarity creates a different relationship with your money — one grounded in control and confidence.

Most finance apps don't make sense

You open them.
You see balances, charts, transactions.

But you're left thinking:

Am I doing okay?

Why is this changing?

What actually matters?

More data. Same confusion.

There's a better way to know your finances

Knoware brings everything together and makes it clear:

what you have

what’s changing

what it actually means

No digging. No guessing. Just clarity.

Everything connects

Assets

What you own

Debts

What you owe

Net Worth

What you’re worth

Simple. Clear. The way it should be.

Clarity changes everything

See everything in one place

Accounts, assets, debts — all organized in a way that makes sense.

Understand what’s changing

See what moved — and what caused it.

Know what your debt is costing you

Real monthly and yearly impact. No surprises.

Feel in control

Know where you stand and what to do next.

Not more data. Real understanding.

Others

More charts

More numbers

More noise

Chatbot support

Knoware

Clear explanations

Meaningful insights

A system that fits how you think

Real human support when you need it

It's not just numbers

Your finances are real things.

Your home.

Your car.

Your investments.

Your progress.

Knoware lets you see it all — clearly.

Not as a spreadsheet.
As something that actually feels like yours.

Make it yours

Create your profile. Build your avatar.
Add your assets. See everything come together.

It's not just something you use.
It's something that feels like yours.

Real people. Real support.

No chatbots.

No ticket queues.

No help articles that don’t help.

When you need help, you talk to a real person —
someone who understands the product and actually cares.

Concierge support included

It's a white-glove experience.
Because your finances deserve more than a bot.

Engineered, not generated.

The market is full of apps that look good in a screenshot and fall apart the moment you use them.

Knoware is built by a team that's been shipping real software for decades — not weeks.

30 years of software engineering

Multiple founded companies

Prior exit acquired by GE

How it works

1

Connect your accounts

Link your banks, cards, and investments in seconds.

2

Knoware organizes everything

Accounts, assets, debts — organized and ready before you are.

3

Know your worth

See everything clearly. Understand what matters.

Know your worth.
Start today.

Set up takes minutes. Clarity stays with you. And so do we.