Stop getting surprised by your own finances.
Better information → Better decisions → More money for you.
We've made the best tools for tracking, budgeting, subscriptions, investments, and debt completely free. Not "free for 14 days." Not "free until you connect another account." Actually free.
Just pick this one!
You can upgrade later
Free
Understanding your money shouldn't cost money.
Free
See everything
Your money is scattered. We fix that.
Budgeting that doesn't suck.
Built from how you actually spend, not how you wish you did.
Actually free
No limits. No credit card. We're running out of ways to say free.
Sleep better
The goal isn't better graphs. It's confidence.
Pro
Planning your future is another story.
$
25
/mo
billed
See the future before you live it
Model big decisions before they become expensive decisions.
Stress-test your plans
Market crashes, inflation, job changes, interest rates. Stress-test your finances before the world does it for you.
Survive History
Think you'd survive the Great Depression? How about Tulip Mania in 1637? There's one way to find out.
Sleep even better
Confidence is good. Running actual tests is better.
Free
Pro
Accounts & net worth
Budgeting
Transaction tracking
AI insights
No ads. Ever.
Encrypted data, never sold
Future scenario modeling
Stress-test your plans
Survive History
There's no catch. We checked.
Built on experience.
We didn't build a stripped-down finance app and slap "Free" on it. We’ve built software used by millions. Knoware is what we believe personal finance should have been all along.
No ads. Ever.
Ads are designed to distract you. They're also annoying. We'd rather help you make better decisions than invent new ways to bother you.
Your data is not for sale.
We do not sell your personal data. We do not build an advertising business around your finances. We make money the old-fashioned way: by building something valuable enough that some people choose to pay for Pro. Go figure.
We're not going anywhere.
Knoware is well-funded and built for the long haul. We've scaled software, processed billions of records, built world-class teams, and done this before.
You can invest your time here. We already have.
Compare to similar products
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See your complete financial picture in one place
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Automatically categorize and organize transactions
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See detailed totals and breakdowns for any transaction search
Track homes, cars, businesses, and other real assets
Link financial items to see how they relate
Budget & Spend
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Build a realistic budget from your actual spending
Plan for irregular and non-monthly expenses
See how much is safe to spend
See monthly income, spending, and cash flow
Track subscriptions and upcoming bills automatically
Know whether your balances can cover upcoming bills
Invest & Grow
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Track investments across stocks, funds, retirement accounts, and crypto
Measure true investment returns
Analyze portfolio diversification and concentration
See how currency movements affect your wealth
Understand Your Money
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See exactly why your finances changed
Understand what's happening and what needs attention
See what's strengthening or weakening your finances
Understand the true cost and impact of your debt
See how long your cash could support you without income
Plan & Decide
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Project your financial future
Model the impact of major life decisions
Stress-test your finances against difficult scenarios
Test your plans against real economic history
Compare different financial futures side by side
Household & Profiles
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Organize finances across people, households, businesses, and profiles
Hide sensitive financial information when you're in public
Platform & Trust
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Protect your data with industry-standard security
Get support from real people
Forever free. No ads. No trials. No catch.
More confidence
Fewer surprises
Set up takes minutes. Clarity stays with you.